Disclaimer

Risify Funds Private Limited is hereinafter referred to as "Risify Wealth". Risify Wealth is an AMFI-registered Mutual Fund Distributor bearing AMFI Registration No. 311352, valid from 11 October 2024 to 10 October 2027.

Risify Wealth is also registered with APMI under Registration No. APRN05107 and is engaged in the distribution of third-party financial products and/or acts as a referral agent for third-party financial products and services, including Mutual Funds, Portfolio Management Services (PMS), Alternative Investment Funds (AIFs), and other Investment Products. Risify Wealth does not provide investment advisory services in any manner or form.

The information, data, research material, opinions, views, performance-related information, and other content provided herein, including any information sourced from third parties, are provided solely for general informational purposes. Such information may not be exhaustive and may not contain all material, relevant, or updated information that a recipient may require to make an informed investment decision.

The information provided herein does not constitute and should not be construed as an offer, solicitation, invitation, recommendation, investment advice, or assurance to buy, sell, subscribe to, redeem, or otherwise deal in any securities, Mutual Funds, PMS, AIFs, or other financial products.

Mutual Fund Disclaimer

Mutual Fund investments are subject to market risks, including the risk of loss of principal. The value of investments may fluctuate depending on market conditions and other factors. Past performance is not indicative of future performance. Investors should carefully read the Scheme Information Document (SID), Statement of Additional Information (SAI), Key Information Memorandum (KIM), and other applicable scheme-related documents before investing.

Loss of capital may arise on account of market volatility, force majeure events, changes in political and economic environment, default by issuers of securities to mutual funds, bankruptcy or insolvency of issuers and potential segregation of portfolio by AMC in such circumstances;

Suspension of redemption facility in case the scheme faces liquidity crisis;

Risks associated with subscription to new fund offering of the scheme such as price volatility risk, liquidity risk and delisting risk; winding up of schemes on account of illiquid instruments, higher volume of redemption requests from the investors or on account of unforeseen market events

PMS Disclaimer

Portfolio Management Services are subject to investment risks, including market risk, concentration risk, liquidity risk, credit risk, interest-rate risk, volatility risk, and risks associated with the specific investment strategy and securities selected by the Portfolio Manager.

PMS investments are generally intended for investors who understand and are willing to assume the risks associated with such investments. The performance of a PMS portfolio may vary based on the investment strategy, portfolio composition, market conditions, and individual investor circumstances. Past performance of a Portfolio Manager or any PMS strategy is not indicative of future performance and should not be construed as a guarantee or assurance of future returns.

Returns shown for PMS strategies, wherever applicable, may be based on historical or modelled performance and may not represent the actual experience of any particular investor. Actual investor returns may differ due to the timing of investments and withdrawals, portfolio size, expenses, taxes, cash flows, brokerage, applicable charges, and other factors.

Investors should carefully review the applicable PMS Disclosure Document, agreements, fee structure, risk factors, investment strategy, and other relevant documents before making any investment decision.

AIF Disclaimer

Alternative Investment Funds (“AIFs”) involve a higher degree of risk and may invest in asset classes, securities, or investment strategies that may be illiquid, complex, or subject to significant market and valuation fluctuations.

AIF investments may involve risks including, but not limited to, market risk, liquidity risk, credit/default risk, concentration risk, leverage risk, interest-rate risk, valuation risk, regulatory risk, counterparty risk, operational risk, currency risk, and risks specific to the underlying investments or investment strategy.

AIFs may have a limited or extended investment horizon and limited liquidity, and investors may not be able to redeem or exit their investments at their desired time or price. There can be no assurance that the investment objective of an AIF will be achieved or that investors will receive any particular level of return.

AIF investments are generally suitable only for investors who have the requisite financial capacity, investment horizon, and risk appetite to understand and bear the associated risks. Past performance of an AIF, its investment manager, sponsor, or any underlying investment is not indicative of future performance and should not be construed as a guarantee of future returns.

Investors should carefully review the applicable Private Placement Memorandum (PPM), contribution/subscription agreement, risk factors, fee structure, investment strategy, valuation methodology, exit provisions, and other relevant documentation before making any investment decision.

General Investment Risk & Due Diligence

The recipient should independently evaluate the suitability of any Investment Product and undertake such due diligence as may be considered necessary before investing. Investors should consider their investment objectives, financial situation, risk appetite, investment horizon, liquidity requirements, tax implications, and other relevant circumstances before making any investment decision.

Any projections, estimates, target returns, expected returns, market outlooks, indicative yields, or other forward-looking information, wherever provided, are based on assumptions and may not materialise. Such information should not be treated as a guarantee, assurance, or representation of actual future performance.

Any third-party information, data, research, ratings, rankings, opinions, or analysis included herein is obtained from sources believed to be reliable; however, Risify Wealth does not independently guarantee or warrant the accuracy, completeness, timeliness, or reliability of such information.

By accessing, receiving, or relying upon this information, the recipient acknowledges that Risify Wealth does not make any representation or warranty, express or implied, regarding the accuracy, completeness, adequacy, or reliability of the information provided.

To the maximum extent permitted under applicable law, Risify Wealth shall not be responsible or liable for any loss, damage, cost, or expense, whether direct, indirect, incidental, consequential, or otherwise, arising from or in connection with the use of, or reliance upon, the information contained herein or any investment decision made by the recipient.

Risify Wealth does not guarantee or assure any returns, capital appreciation, preservation of capital, liquidity, or achievement of investment objectives in respect of any Investment Product.

Investors are advised to consult their independent financial, legal, tax, or other professional advisers, as appropriate, before making any investment decision.

Mutual Funds, Securities, PMS, and AIF investments are subject to market and other investment risks. Please read all applicable scheme-related, offer-related and securities-related documents carefully before investing.